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Overview of Social Security Disability Benefits

by massiedrew on Sep 9, 2010

The Social Security Administration (SSA) is not just for retirement. The SSA offers two types of disability benefits for those who qualify. Social Security Disability Insurance (SSDI) pays benefits to a worker who has a long enough work history to be eligible and who meets the requirements for a disability. Supplemental Security Income (SSI) is a benefit that is paid to disabled workers based upon financial need. The programs are very different and have specific requirements.

Workers who can no longer work because of a disability may be eligible for SSDI. The SSA has guidelines as to what constitutes a disability; they are usually medical disabilities that make it a hardship for the worker to withstand working conditions. The worker is unable to continue their pre-disability work and cannot adjust to any other type of work because of the medical condition. The disability must be expected to last at least one year or be a fatal condition. Examples of a disability...Read More >>



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Social Security Disability Insurance for Workers

by massiedrew

The Social Security Administration (SSA) is responsible for more than just retirement funds. The SSA offers two types of disability insurance to those who cannot work. They are Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). SSI is a monthly payment made to those who have limited financial resources and are blind, disabled, or over the age of 65. SSI helps provide for basic needs such as food, shelter, and clothing. Many recipients of SSI also qualify for other government programs such as Medicaid and food stamps. SSDI is a monthly insurance payment...

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