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How to Reduce Your Credit Card Interest Rate the Right Way
by joshuarodriguez on Oct 11, 2011
It is no secret that aside from the annual fee, the way banks make money from credit card accounts are the interest rates on the accounts. The lower the annual percentage rate on a credit card, the more cash a consumer will pay to borrow cash using that credit card. This leads a great deal of people into wanting to lower their APRs. Thinking that banks are big bully corporations, consumers often hire debt consolidation companies. These debt consolidation programs tend to have an adverse affect on consumer credit ratings. But what if there was a way to reduce credit card interest rates without actually harming credit scores or hiring a debt consolidation company. Well, the good news is there is!
The big issue with the general thought about banks is that people think banks are bullies that are not willing to help consumers. Although, I love to agree with people, I have to say that this is not at all the case. As a matter of fact, this couldn't be further from the truth....Read More >>
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