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Do I Really Need Life Insurance?

by Lollipop on Apr 22, 2009

 Do I Really Need Life Insurance?

You hear about life insurance all the time, but is it something you really need? Well, if you are completely healthy and remain so until you die, if you never have an accident, if your children are all grown and gone and you have saved up enough money to bury you and pay off your remaining debts, then you can probably get away with not having life insurance. Everyone else needs it.

Most people think they don't need, or can't afford, life insurance. Unfortunately, that line of thought won't help you provide for your family in the event of your death, illness or accident resulting in disability. Given that most traumatic experiences, such as heart attack and stroke, happen at an average age of 42, you may need life insurance sooner than you think.

The great thing about life insurance is that it doesn't just cover incidences that result in death. You can get coverage for accidents or sickness that helps to supplement your income until you're back on your...Read More >>



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A Guide To Life Insurance Policies. Will You Choose The Right One?

by jimmychuang

Life Insurance. What does this mean to you?

For some it means security, knowing that their family or business is safe should they unexpectedly pass away. For others it conjures up images of pushy salesmen and confusion about what they are buying.

By learning about the different life insurance policies available you can make an informed decision that will give you peace of mind and satisfaction with your responsible decision.

There are three main types of policies. Here is a brief explanation of what they mean:

Whole Life

Whole...

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