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My Families Health Insurance Coverage Has Been Very Helpful

by Ethan Kalvin on Jan 10, 2010

Health insurance has always been something that we felt was always necessary and have carried it since we were married. I remember as a kid my family always had it, it was mandatory for my dad. Regardless of how many times we could not afford it we would always maintain it, it was the right thing to do for my family. With a family of three my employer provided a health insurance policy that was pretty good. The co pay for doctor visits, dental and vision was only $25.00 and full hospital coverage deductible of $2500.00. The three of us were always really healthy and hardly needed to see a doctor through out the year and only needed the emergency room once in 5 years when I broke my ankle. When my son was four he started suffering from abnormal symptoms and the doctors thought he might have a disease called MS. We prayed and waited for more symptoms to appear and took many test. Then one day it was confirmed and our life would never be the same. My son seems as if he is taking it...Read More >>



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Some Health Insurance Is Better Than None

by Ethan Kalvin

This day and age is probably the toughest health insurance issues my generation will ever see. You may have lost our job or the job you have is dropping your coverage or simply raising your premium and you cant afford it. Here are some suggestions that may be helpful to a situation you might be in. You absolutely have to realize that you must have some sort of health insurance. Sure, not paying your premium may be saving you lots of money. The chance of you never needing major health care is slim and none. If you have a pre-existing condition or if you work for your self its easy not to...

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