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Alternatives to Private Pay Health Insurance

by Ethan Kalvin on Jun 11, 2010


If you find yourself without health insurance either because your employer doesn't offer health insurance as a benefit of employment or simply because you can not afford the health insurance plan as it is being offered their may be other low cost alternatives that you can investigate.

Depending on your income you and or some of your family members may be eligible for Medicaid or at the very least the SCHIP insurance that is offered as a supplement to working families that can't afford or are not offered health insurance through their employer. While this may only provide health insurance for a portion of your family this may help alleviate at least part of the burden.

There may be other options that may be able to help you. For instance there are actually many groups and organizations that offer discount health insurance to their members and if you or a family member are part of one such organization this can allow you to purchase your health...Read More >>



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Government Run Health Care- Will it Benefit All?

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Many people are wondering how a government run health care system will affect them and those in their immediate family. There are several groups of individuals who will be positively affected by the health care changes the way that the plan is currently written.

The first group will be students who would have been ineligible to maintain health insurance coverage under their parents' policy. The current health insurance plan would allow them to maintain insurance under their parents plan as long as they remain in school even if they are obtaining a graduate degree. This...

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