guide to home insurance

A simple guide to home insurance

by David Thomson on May 21, 2009

Anyone who has ever had their home burgled or has suffered the after effects of a flood knows how devastating it can be to have to go through the loss of the property or the damage and sort out the insurance payouts. Therefore it is important to have as smooth and effective a policy as possible, while not paying too much. Thankfully the UK home insurance market is competitive, and you should be able to get a deal which is both affordable and protects your property in full.

For anyone not familiar with the market, UK home insurance normally comes in two types, buildings insurance and contents insurance. Normally a company will be happy to lump both types together into one policy, but some people will only need one or the other. For example, tenants living in rented property will not need buildings insurance normally, only contents insurance. But a landlord who owns the property they are renting out will need buildings insurance but not necessarily contents insurance.Read More >>