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Credit Cards Club - Credit Card Reviews and Rating

by ashokeban on Aug 21, 2009

As a college student getting by financially is a verytough thing to do ,especially these days with all of the new stringentlaws that are being enforced by credit card companies, but if you arelucky enough to get approved for one, they can really be used to youradvantage if you know some very basic tips. One tip for that allstudents when they are shopping for a card is to make sure they buy onethat has the lowest annual percentage rate possible (APR). Just becausea credit company offers you a premium introductory rate that is lowerthen the other it does not mean they are the best deal for you becausethey can nail you in the long run with a high annual percentage ratewhich will drain your wallet dry in the long term. Another thing tolook for in a credit card is to make sure that you can find one thathas a very low annual fee or no annual fee at all. An annual fee iswhat the credit companies will charge you yearly to use their card ,whether you make 100 transactions or none at all...Read More >>



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How to Use Credit Card Properly?

by Annie459236

Credit cards can be real menace if you do not know how to use it. Thearticle will tell you how to use credit cards wisely to avoid being avictim of bad credit cases. 1. All credit cards have a magnetic strip, where the customer isrequired to sign. It is mandatory to sign on this label, as this wouldbe compared at the merchant outlet whenever the customer makes any transaction. 2. Would you buy it if you had to pay cash? - Using a credit card is convenient--sometimes too convenient. Before you make any unplanned purchase, ask yourself whether you would still buy the item if you hadto...

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