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Budget Motivation

by Lynn on May 12, 2009

If you ever wanted to get ahead financially... if you ever thought you wanted to get out from under a sea of debt... if you ever wondered where the money went... YOU NEED A BUDGET! But how do you develop a good budget and how do you stick with it?

Developing a Workable Budget Review your last 12 months of check registers. If you find any cash withdrawals without an explanation other than "miscellaneous", you must record all cash transactions for the next 30 days. It is imperative that you know where ALL money goes.

Insure you can account for each of the last 12 months of deposits written in your register. If not, find out what they are. You must know all incoming monies.

Beginning at the top in the left hand column of at least a 4 column note pad, write all income source labels down the column-- i.e. INCOME: Wages, Bonuses, Other, Total Income, etc. Below this enter the obligations found in the check registers such as: Mortgage/Rent, Food,...Read More >>

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