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Auto Insurance in Indianapolis, Indiana

by darrelcooper on Mar 8, 2011

Auto insurance laws and requirements vary in every state. Indiana, with the aim of upholding its motto “Our liberties we prize and our rights we will maintain", prescribes 25/50/10 coverage. This means that state law requires minimum limit of $25,000 per injured person for Bodily Injury up to a sum of $50,000 per accident, and a minimum limit of $10,000 for Property Damage Liability.

Moreover, the state of Indiana strictly follows a Tort system. This system requires that there is always a person who is at fault for causing damage or an accident and that this person is found so that this person and/or his insurance company are held responsible to pay for all costs or damages with the 25/50/10 minimum coverage.

While the Tort system and the 25/50/10 coverage minimum are strictly implemented, the state, through the Indiana Department of Insurance, does not set auto insurance rates. Instead, they require that all insurance companies submit their rates first...Read More >>



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Things to Consider When You Buy Cheap Auto Insurance

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Driving a vehicle should have auto insurance coverage to drive safely on and off the streets. This is why many avail of a coverage that furnishes discounts. Discount auto insurance is furnished for different motives and conditions. Discounts are provided by insurance companies to contend against other similar firms. They do it also to satisfy clients searching for affordable insurance coverage.

Discount auto insurance need not necessarily mean cheap. Many insurance firms offer inexpensive costs; but the package is not really that (comprehensive. Taking advantage of discounts...

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